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smava

Active 🦄 Unicorn

We are smava – the online credit comparison. We make loans transparent, fair and cheap!

smava GmbH

About smava

smava is a leading loan portal in Germany. We make personal loans transparent, fair and affordable for consumers. Based on digital processes, smava compares loan offers from more than 20 banks, ranging in value from €1,000 to €120,000. In this way, borrowers can choose and conclude the deal most favourable to them. On average, borrowers pay at smava more than 35 percent less for their loan compared to the national average. In 2018, the volume of loans originated through smava was over $2 billion, with a total of more than $5 billion since inception. As one of the largest fintech businesses in Germany, smava employs around 600 staff with over 40 nationalities under the direction of an experienced management team with strong backgrounds in finance and technology. The company is based in Berlin. To date, highly renowned investors such as Vitruvian, Verdane Capital, Runa Capital and Earlybird have invested a total of $135 million in smava.

Please check also Score Kompass , a brand of smave.

Funding

€163m

Total raised

€1.1bn

Valuation

RoundYearAmount
Latest round 2020 €35m
Round −1 2019 €22m
Round −2 2018 €56m
Round −3 2016 €29m
Round −4 2015 €13m
Round −5 2011 €4m

Financials (€m)

YearRevenueEBIT
2020 €149m €-30m
2021 €162m €-18m
2022 €152m €-19m
2023 €122m €18m
2024 €152m €36m