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Kazakhstan
The Astana International Financial Centre — operating under English common law — has transformed Kazakhstan into Central Asia's premier regulated financial and digital asset hub, anchored by Kaspi Bank's world-class super-app.
500+
FinTech companies
AIFC
English common law financial hub
#1
Central Asian financial centre
2022
FinTech Consult in Kazakhstan since
Why Kazakhstan for FinTech?
The AIFC provides a unique common law enclave at the heart of Central Asia — combining legal certainty, progressive digital asset regulation, and gateway access to 75M+ regional consumers.
AIFC — Common Law Enclave
The Astana International Financial Centre (AIFC) operates under English common law — entirely independent of Kazakhstan's domestic legal system. Its own court (AIFC Court) and arbitration centre give international companies the legal certainty they need.
Crypto & Digital Assets Pioneer
Kazakhstan has been one of the world's most progressive jurisdictions for regulated crypto activity. The AIFC's Digital Asset Framework provides a clear licensing regime for exchanges, custodians, and issuers — attracting major global players.
Central Asian Gateway
Kazakhstan sits at the crossroads of Europe, Russia, China, and Central Asia — a region of 75M+ people with rapidly growing middle classes. The AIFC positions Kazakhstan as the financial hub connecting these markets.
Digital Tenge & CBDC
The National Bank of Kazakhstan has piloted the Digital Tenge — one of Asia's most advanced CBDC programmes. Kazakhstan's combination of digital currency infrastructure and crypto-friendly regulation creates unique opportunities for FinTech innovators.
Key FinTech Verticals
Digital Banking — led by Kaspi's super-app — dominates Kazakhstan's ecosystem. Blockchain, Digital Assets, and Payments are the fastest-growing segments driven by the AIFC framework.
Digital Banking
Kaspi Bank has built one of the world's most admired super-apps — combining marketplace, payments, and financial services for 14M+ users. Its success has transformed expectations for digital banking across the CIS region.
Blockchain & Digital Assets
The AIFC's Digital Asset Framework has attracted major crypto exchanges and blockchain infrastructure companies. Kazakhstan is establishing itself as the regulated digital asset hub for the CIS and Central Asia region.
Payments
Kaspi Pay and a rapidly growing QR-based payments infrastructure have accelerated Kazakhstan's transition to cashless. The National Payment System is being upgraded to enable real-time, interoperable payments across the country.
RegTech
The AIFC's Financial Services Authority (AFSA) is building one of Asia's most modern regulatory frameworks. RegTech solutions for AML, KYC, reporting, and compliance automation are in high demand across Kazakhstan's growing financial sector.
Key Institutions
The regulators and hubs shaping Kazakhstan's FinTech landscape.
Our Expertise
Expanding to Kazakhstan?
We support you.
FinTech Consult has been active in Kazakhstan since 2022. We help international FinTechs navigate the AIFC framework, connect with Astana and Almaty's key ecosystem players, and build their Central Asian strategy.
We support you in English, Russian, and Kazakh.
Get market entry advice- Researching the Kazakhstani and Central Asian FinTech market
- Setting up and running an AIFC entity or Kazakhstani subsidiary
- Advising on AFSA licensing, Digital Asset Framework, and regulatory compliance
- Introducing you to key decision-makers in Astana's and Almaty's FinTech ecosystems
- Identifying strategic partners and investors in the CIS region
- Supporting marketing and business development initiatives
- Advising on legal and tax matters via our Kazakhstani partner network
Our Work in Kazakhstan
Posts and events from FinTech Consult's activity in the Kazakhstani ecosystem.
