Futureproof

The Equity Preservation Mortgage® is a new proprietary mortgage-based financial instrument that overcomes the inherent defects of existing types of equity release mortgages (including reverse mortgages, shared appreciation mortgages, shared equity mortgages and retirement interest-only mortgages).

Licensed only to regulated financial institutions and delivered via our SaaS product platform, the  Equity Preservation Mortgage®  is a new low risk-weighted smart mortgage that monetises home equity into tax-free annuity income or fund embedded insurance products, with no depletion of home equity.

With no age or LTV/LVR restrictions, the Equity Preservation Mortgage® is the underlying financial instrument that supports and funds products and services for every life stage for both pre-retirees and retirees.

For financial institutions, whole-of-life funding, cross-selling of products, increased Customer retention and positioning as their  trusted financial partner for life,  now becomes possible.